Contact

Tell us about your situation. We'll point you at the right loan.

Free 20-minute first-time buyer call. No credit pull, no commitment, no salesy follow-up. We'll model two real loan options against each other and tell you which one fits, or whether you should keep saving a bit longer.

By Mike Certo, NMLS #260555 — Updated June 2026

Send a message

Thanks. We'll be in touch within one business day.

Your contact info Your situation

First name

Last name

Email

Phone

City you're buying in

Target price

Scenario / Questions

By providing your phone number and submitting this form, you authorize Cornerstone First Mortgage (NMLS #173855) to send informational and marketing text messages to the mobile number provided, sometimes using automated technology. Consent is not a condition of obtaining a loan. Message and data rates may apply. Message frequency may vary. Text STOP to opt out at any time, or HELP for additional assistance. See our Privacy Policy and Terms of Use.

What to expect

Step 1

You send the form

Or call. Whichever's easier. We respond within one business day, usually within a couple hours.

Step 2

20-minute call

We talk numbers, your income, credit ballpark, AZ city, savings, timeline. No credit pull yet.

Step 3

Honest answer

You get the two best loan options for your numbers, the actual costs side by side, and a recommendation. Decide on your timeline.