Arizona First-Time Buyer Guide · Call Mike (480) 296-6513 · NMLS #260555

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Which Arizona down payment assistance can you get?

Enter your county, income, credit band, and loan amount. We estimate which programs you may clear and roughly how much assistance each could provide. Estimate only — programs are administered by outside agencies and change without notice.

By Mike Certo, NMLS #260555 —

Your situation

Where & who
Purchase price minus your down payment.

Programs you may qualify for

What this doesn't check: the exact area-median-income limit for your specific address (some programs vary by census tract), homebuyer-education completion, property-type restrictions, and whether DPA changes your first-mortgage pricing enough to matter for your file. Only one DPA program applies per purchase.

Related: Arizona down payment assistance overview, first-time buyer grants, how much down payment you need, or estimate your price with the max home price calculator.

Have Mike confirm which DPA program you actually qualify for

Down payment assistance amounts and income limits change without notice, and each is administered by an outside agency. Mike Certo (Cornerstone First Mortgage, NMLS #260555) confirms current terms before you rely on any number here.

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Estimates only. Down payment assistance programs are administered by outside agencies (Arizona IDA, Maricopa County IDA, Pima County IDA, cities), not Cornerstone First Mortgage — amounts, income limits, credit floors, and availability change without notice. We confirm current terms with the program administrator before you rely on any number here. This is not a commitment to lend. Mike Certo · Cornerstone First Mortgage NMLS #173855 · Mike Certo NMLS #260555. Equal Housing Lender.